Debt Syndication & Project Finance
- Tailored structure, before we approach a single lender
- End-to-end lender coordination
- Post-sanction support through disbursement
₹25,000+ Cr raised for India's promoters
Services
Your loan should fit your business like a tailored suit, not like a borrowed coat.
CA Prakhar Gupta, How the Wealthy Borrow to Win
01 How we think about capital
Capital, designed around your business, not around a lender's template.
Most businesses don't have a product problem or a customer problem. They have a capital problem: the money in the business doesn't match how the business actually earns and spends. A term loan repaid like a working capital facility. A working capital limit sized for last year's turnover, not next year's order book. We start by understanding the shape of your cash flow, then design the instrument, tenure, and security around it. The lender comes after the structure is right, not before.
02 What we do
How can we support your business growth?
Private Equity & IPO Advisory
- Private equity fundraises for eligible mid-market clients
- SME IPO readiness and execution
- Mainboard IPO advisory (capability in development)
₹1,000+ Cr in PE and IPO deals advised
03 Debt products
What we help you raise
Project Finance, Greenfield
Funding for entirely new projects: new plants, hotels, hospitals, schools, malls, IT parks
Promoters and developers starting a facility from scratchProject Finance, Brownfield
Funding for expansion of an existing facility
Businesses scaling up or modernizingWorking Capital Financing
Day-to-day operating funds: CC/OD, PC/PCFC, bank guarantees, letters of credit
Businesses funding operating cycles, inventory, receivables, tradeRefinancing and Takeover
Moving an existing loan to a new lender for better terms
Businesses wanting a better rate, tenure, or structure than their current lenderReal Estate Developer Funding
Construction finance for developers
Residential and commercial real estate developersLease Rental Discounting (LRD)
Loan against future rental income from leased commercial property
Owners of leased commercial real estate wanting to free up capitalUnsold Inventory Funding (UIF)
Loan against unsold stock or units in a completed project
Developers holding completed but unsold inventoryMachinery Term Loans
Capex financing for equipment purchase
Manufacturers investing in new equipmentBank Guarantee Facilities
Performance, financial, and advance payment guarantees
Businesses needing to furnish guarantees for contracts or tendersStructured Debt
Structured and mezzanine credit instruments (capability being built)
Complex financing situations that don't fit standard products04 Industries
Industry power teams
Medical Colleges and Hospitals
Project finance + charitable institutions compliance
Resorts and Hotels
Feasibility studies, brand tie-ups, sale-and-leaseback, LRD, IPO advisory
Manufacturing (MSME, Auto, Food, Textiles)
CGTMSE, subsidies, project finance, working capital, IPO advisory
EPC and Infrastructure
Construction finance, loan securitization, techno-commercial audits
Residential Real Estate
Construction finance, LRD, UIF, refinancing
Commercial Real Estate (CRE, Warehouse, Retail)
LRD, structured funding, PE, leasing/MNC connections
05 FAQ
Frequently asked questions
Eligibility & Process
We typically work on mandates above ₹2 Cr. Our sweet spot is ₹5 Cr to ₹500 Cr.
Both: established businesses get debt syndication; startups get pitch decks, financial models, investor introductions, and venture debt structuring.
Working capital: 30–45 days. Simple term loan: 45–75 days. Complex project finance: 90–180 days.
Yes: rejection by one lender doesn't close all doors, and the reason for rejection often becomes the starting point for restructuring.
Documentation & Due Diligence
Basic financials (3 years audited), KYC, property documents, and a brief on the requirement.
A standardized financial analysis format required by most banks; VSP prepares it in-house.
Strict NDA with lenders before sharing any information; no lender sees client data without explicit consent.
Fees & Engagement
Typically a retainer plus a success fee (percentage of disbursement) on sanction.
The success fee is only payable on sanction and disbursement; the retainer covers advisory work regardless of outcome.
Lenders & Rates
Depends on credit profile, security, industry, and market conditions, not just the lender. VSP helps negotiate the best terms from the right lender for the situation.
Yes. NBFCs are often the right choice for complex structures, real estate, and deals that don't fit traditional bank criteria.
Refinancing
When a new lender takes over an existing loan at better terms. It makes sense if the current rate is 100+ bps above market, the lender has become difficult on NOCs, or a fresh top-up is needed.
Confidentiality is maintained during exploration; the existing bank is informed only once the client decides to proceed.
Real Estate
A loan against future rental income from leased commercial assets. It requires a leased property with a creditworthy tenant and a registered lease agreement. Typical LTV is 60–75% of the discounted rental stream.
Get in touch
Tell us what you're building. We'll design the capital for it.
One conversation is usually enough to tell whether we can help. No obligation, no fee for the first discussion.
✓
Received. We'll call you back.
Your query is with our team. Expect a call from the VSP desk within one working day.
Your information is held in strict confidence and will only be used to facilitate your consultation with the VSP advisory team. We do not share client data with any third party.