One team. One desk. One process.

01  The framework

The VSP 7-step framework

01Trust
02Strategic Structuring
03Decision Meeting
04Pre-Due Diligence
05Collateral & Proposal Packaging
06Stakeholder Coordination
07Term Negotiation & Post-Sanction Support
01

Trust

Understanding the client's business, goals, and constraints before structuring a single instrument.

02

Strategic Structuring

Designing the right instrument, tenure, security, and lender mix (term loan vs. CC vs. WCDL; PSU vs. private vs. NBFC) before approaching anyone.

03

Decision Meeting

Presenting directly to decision-makers at shortlisted lenders, not the branch.

04

Pre-Due Diligence

Anticipating every question and credit objection a lender will raise, and resolving it before submission.

05

Collateral & Proposal Packaging

Banker-grade CMA data, project reports, financial models, and full documentation prepared in-house.

06

Stakeholder Coordination

Managing lender committees, legal teams, valuers, technical consultants, and auditors in parallel.

07

Term Negotiation & Post-Sanction Support

Negotiating covenants, fees, and conditions, then staying engaged through disbursement.

02  Lender network

Direct access to decision-makers at 100+ banks and NBFCs.

VSP's competitive advantage is not just knowing which lenders to approach, it's having the relationship to get the right person's attention. Our proposals reach the desk of the right credit officer, not the branch inbox.

PSU Banks

State Bank of India (SBI) Bank of India Union Bank of India Indian Bank Central Bank of India Bank of Baroda Bank of Maharashtra UCO Bank Indian Overseas Bank Punjab National Bank (PNB) IDBI Bank

Private Banks

ICICI Bank HDFC Bank DCB Bank YES Bank Kotak Mahindra Bank Karnataka Bank Ltd.

NBFCs

TATA Capital Aditya Birla Group Axis Finance Bajaj Finserv LIC HFL (LIC Housing Finance Ltd) Sundaram Finance Vivriti Capital

VSP does not share individual lender logos without explicit permission. Our lender relationships are maintained through trust and discretion, the same principles we apply to client mandates.

03  Why VSP

We diagnose before we prescribe.

Every mandate starts with a structured diagnosis of what you actually need, not what the last banker suggested. Once we know the real requirement, we match you to the product and the lender built for it: term loan, working capital, LRD, or structured debt, whichever fits your cash flow.

04  Why VSP

Direct lines into 100+ banks and NBFCs.

Our proposals reach decision-makers at over 100 banks and NBFCs, across industries as different as hospitals, hotels, and heavy manufacturing. That range means we've likely seen your problem before, even if you haven't seen ours.

05  Why VSP

A proposal built the way credit committees read it.

We prepare research-driven CMA data and project reports designed to get you the maximum funding a lender can justify, not just the minimum they'll approve.

06  Why VSP

Confidential, and built for the cases others won't touch.

Every engagement runs under NDA, with clean data handling from first conversation to final disbursement. That includes the funding cases that are stuck: the ones other advisors have already walked away from.

Get in touch

Tell us what you're building. We'll design the capital for it.

One conversation is usually enough to tell whether we can help. No obligation, no fee for the first discussion.

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